Cape Coral Short Sale Expert

Naples Real Estate. A short sale can be an excellent solution for home owners who owes more then their current home is worth today and have found that paying the current mortgage ( keeping it current ) has become no longer possible.

Naples Florida short sales have greatly increased over the last 6 months as Banks and Mortgage lenders have stream lined the short sale process and now are accepting more short sale contracts now then they where just 6 months ago. 

Here is the real definition of a short sale:

• A homeowner is 'short' when the amount owed on your property is higher than current market value.
• A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies, if you have more then one mortgage on your property ) to accept less than the full balance of the loan at closing.
  
• a HARDSHIP LETTER is required to explain to your lender what has happen in your current situation that dose not allow you to continue paying your mortgage payment.

Call me today and I will explain what required documents you will need to provide your lender at time of accepting a contract for the short sale.

 I look forward to talking to you.

Short Sales in Naples and Bonita Springs Florida. I have successfully closed bank short sales with Bank of America, Chase Bank, Wells Fargo, Citti Bank and several others. The Foreclosure process can be avoided by working with your current mortgage holder and asking about all of your options? If they are unwilling to work a reasonable option, you can avoid foreclosure by doing a Short Sale. I have successfully closed several Short Sales in Southwest Florida. I look forward to talking to you, but I would suggest you do these things first.

I would suggest you talk to your Tax Account, a real estate Attorney and then talk to a Realtor that is experienced in closing short sales. 

When you have decided that a short sale is the direction you would like to take to avoid foreclosure and having this on your personalized credit report for several years.

You should contact your lender and suggest to them that you would like to do a  Short Sale to avoid foreclosure.

You should request from your lender a  Short Sale Package from your lender. These days many of the banks have this information you can download from their web site or they can email or fax your the guidelines of their short sale requirements.

The Lender will advise you to get your home listed with a Realtor, price it where  the current market value for the home and bring them an offer. I suggest to you that you use a Realtor that is experienced in doing Short Sales.  I work with several title Companies that provide the services I need to get the short sales accepted, closed and working toward a release of any future deficiency to the you by the lender.

I look forward to answering all of your questions about short sales.