Joe Knows Cape Coral in Southwest Florida!

oe Kendall Real Estate Broker with Sandals Realty writes I have successfully closed several bank short sales in southwest Florida including the cities of Fort Myers, lehigh acres and Cape Coral. My expenses are paid by your mortgage company.

Many banks these days prefer to sell your home a bank short sale and avoid costly attorney fees and court costs to foreclosure on your home. The governments new guidelines for bank short sales is incuraging these banks with incentives to help people with there mortgage problems and avoid foreclosure where ever possible with the short sale process.

Here is a note from you of my clients as I sold their condo in Fort Myers and saved them from foreclosure !

As a Bank Short Sale Short Sale Expert in southwest Florida and my experiences with many different banks and mortgage companies, I have authored many articles online about bank short sales . You can read them by clicking here

Please call or email me and allow me to talk to you and answer your questions about a bank short sale.

I look forward to talking with you.

Best regards

Joe Kendall, Broker Associate Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

 Selling your home as a bank short sale, it's about Marketing for the best Price !

My experience in short sales dose the rest! Talk to Joe Kendall, Realtor with Sandals Realty.

         I am selling Foreclosures and Bank Short Sale Property at unbelievable prices ! The "Lifestyle in Southwest Florida" is awaiting you. Come join me in Paradise!

Home Buyers are Looking and Searching for these key words "Foreclosures and Bank Short Sales"  on line ! If your thinking about avoiding foreclosure? Need to be working with a Realtor that knows bank short sales and Knows how to market these properties

Are you looking for a Realtor to sell your bank short sale property? I have wrote many article  (click here) about what is required in getting a pre approval with your lender on doing a bank short sale.

Today, I want to focus on marketing your bank short sale property. It all starts with working with a Realtor who will work with you on a accurate valuation of sold of the following foreclosures, bank short sale properties and homes in and around your home.

Determine the asking and selling price goes a long way in getting a correctly priced home in a position to receive an  offer that a bank would be willing to accept for the forgiveness of your mortgage and avoid expensive foreclosure proceedings.

I have the same approach of marketing a bank short sale just as I would any other home. I will provide your home a Great On line Presentation and Creative Marketing Plan to give your home Maxium Exposure on the Internet.

 Now more then ever selling your home takes three very key points in selling your bank short sale property

 1 Pricing it Correctly ! Doing an accurate valuation of your home in today's real estate bank short sale market takes skill and research in getting the correct listing price.

 2 Presentation ! I will help your with suggestions in getting your home ready for market. Many Sellers spend unneeded expenses, thinking it will help them sell their home? Let my experience help you prepare without spending unneeded expenses. Pictures, Pictures, Pictures will help you bring the buyer on line into your home. I believe that pictures can tell a story about your home on line, remember the saying pictures can say a million words?  This is so very true in selling your home today in a very competitive real estate market.

 3 Exposure ! Home Buyers will search in all the major search engines looking for real estate web sites with real estate information. They are looking to learn more information about a certain community, a school system, recreational activities, the list goes on and on. Regardless of where they go to find this information on line you want your home to be listed for sale there as well. Because while they are there they will look at homes listings for sale and may ask for more information. The home search in today's world all starts and finishes with a strong on line presentation.

 Selling your home is like going out and fishing in a big pond ! Knowing where to go, having the correct bait and fishing with an experience guide will greatly increasing your chances to sell your home.  I have been helping people sell there home for over 10 Years. Please allow me the time to talk to you and let me explain in detail what I will do to help you sell your home !  It is like I have always said "It's not about me, It's all about You!

I look forward to working with you.

Joe Kendall, Realtor Sandals Realty
Phone 239-560-0726 Fax 239-236-0422
Discover SwFlorida.com www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Location Southwest Florida.Bank Short Sale Suggestions by Joe Kendall, Realtor with Sandals Realty. I read now and then about people talking about Bank Short Sales about their frustrations or how uncomfortable they are in looking or waiting for a reply on a contract for a  Bank Short Sale Listing. I would like to offer a few questions I ask the Listing Agent before making an offer on a bank short sale listing. These questions will help the process along between you the Home Buyer, Your Realtor and the Listing Agent.

(1) How far behind is the Seller on the mortgage payments? Most mortgage companies will not get serious about an offer unless the seller is atleast 4 months behind in the mortgage and the bank has already started the process for foreclosure proceedings. 

(2) Has the Seller submited all the required documents to the Lender? The lender will not even give the Listing Agent a reply with out all the sellers required documents. Some banks want the seller required documents and your offer submitted or all at one time.  Just knowing the listing agent has all the documents in their file ready will speed up the process.

 (3) What kind of discussions have you had with the Lender ? This question puts the listing agent on the spot and opens up discussions. You should be able to tell if the listing agent is in tune with the file and the bank. If the listing agent is without a direct line to the assigned Loss Mitigation Officer to the file would in most cases result in a longer then normal reply on your offer.

(4) Dose the Seller have a First and a Second Mortgage ? Is the second  it with the same Lender? It takes more time to close a bank short sale with two mortgages and is even more difficult if it involves two different Lenders, the the chances of the deal are greatly reduced, yet some do close but expect a longer wait.

(5) Dose the Seller have PMI ( Private  Mortgage Insurance ) on this property?  Many times this comes out in the very end of settling the short sale , So ask it up front before making the offer. More often then not, the Investor that bought the insurance, will require a promissory note for the balance on his investment, before accepting to close the deal. Most of the time they will not remove their portion of the debt on the property, if the seller can not come to so terms on a cash or a payment plan, the mortgage will not be able to be released from the mortgage regardless of the contract price.  

There are some very good deals on homes that are listed as a bank short sales. They normally do not receive multi contract offers like bank owned property like what is currently happening here in Southwest Florida.

I would suggest you, don't shy away from the bank short sales! Find a Realtor that has experience in purchasing and closing bank short sales. We just need to start these simply dicussions with the listing agent and the answers to these questions, will give a you a better understanding on the direction you should take as the home buyer. 

I hope this information make you feel more comfortable and understanding the questions to ask in purchasing a bank short sale listings. 

Joe Kendall, Realtor Sandals Realty
Waterfront&Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

A Southwest Florida Realtor working the local markets including Cape Coral, Fort Myers, Bonita Springs and Lehigh Acres experienced in Loss mitigation and bank short sale experience offers this advice. Are you asking yourself this question to yourself over and over? Do I  let my home go back to the bank? Deed of Liue of Foreclosure? or do I do a bank short sale? Let me help you with this question.

 You are not alone, many people find themselves in this same situation. Before you make a choice you might regret, you should sit down with your account, a Realtor experienced in short sales and talk to a real estate attorney about your personal situation.You should get sound advice before you make a decision on your home and your personal future. 

These homes have been approved ! Pending or have been SOLD! Yes we do Close Bank Short Sales! 

 Approved Short Sale         Approved Short Sale           Approved Short Sale          Approved Short Sale

     Countrywide                     Wellsfargo                        Chase Bank                    Countrywide

Sold! Sold sold!    Pending Home Inspection      Pending Home Inspection ,   Sold, Sold Sold, Sold

You can avoid foreclosure and letting your home go back to the bank by doing a Bank Approved Short Sale. You should first try and see what kind of arrangements you can make with your bank or mortgage company in reworking your home loan so you can keep and stay in your home. If you have no luck coming to an agreement with your bank, then by all means, please give me a call if you have questions regarding the bank short sale process.

I will help you with understanding the following :

(1) "How  we will Sell Your Home as a Bank Short Sale"

(2) "Working with You and Your lender on their required documents" (Your Not Alone ! ) 

(3) "What happens when we get an offer "

(4) " The Closing and the Release of your mortgage "

(5) " Geting your Credit Scoreback on track "  

I look forward to talking with you.

Best regards

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Many people these days have asked this question to themselves over and over. Do I  let my home go back to the bank? or do I do a bank short sale? My responce has always been, everyone situation is different, you should sit down with your account,a Reator experienced in short sales and talk to a real estate attorney about your personal situation, as you need to be comfortable with doing the Bank Short Sale. I suggest you should get sound advice before you make a decision on your home and your personal future. 

You can avoid foreclosure and letting your home go back to the bank by doing a Bank Approved Short Sale. You should first try and see what kind of arrangements you can make with your bank or mortgage company in reworking your home loan so you can keep and stay in your home. If you have no luck coming to an agreement with your bank? Then by all means, please give me a call if you have questions

I will help you with understanding "How to sell your home as a bank short sale" and "Working with your lender on their required documents" That  you will be required to provide to your lender for approval for the short sale. This Waterfront Property was listed and Sold by Joe Kendall  as a bank short sale, located in Cae Coral Florida. The lender was Countrywide Home Loans. You also can be a successful Seller of a bank short property!  

 Many Home buyers are entering the Real estate market in southwest Florida. Interest rates are at an all time low, the goverment has tax incentives out for the First time home buyer. Waterfront Property in Cape Coral has been rolled back to almost 2001 price levels and Homes are selling in Cape Coral Florida. 

Now is the time to put your home on the market, banks are taking contracts on short sale property. Many banks would rather accept a bank short sale deal, then spend money on costly expenses and attorney fees to foreclosure on a property.

I look forward to working with You.

Joe Kendall, Realtor Sandals Realty
Waterfront & Foreclosure Specialist
Phone 239-560-0726 Fax 239-236-0422
Discover Southwest Florida www.ViewSwFlorida.com
Search Homes in Southwest Florida www.JoeKendall.listingbook.com
Read Joe's Real Estate Blog www.SwFloridaRealtorsBlog.com

Joe Kendall, Realtor with Sandals Realty a Waterfront and Foreclosure Specialist writes; Just Listed !Florida real estate investment ! Investors take notice ! Pre-Foreclosure Duplex located in Lee County Florida. This has 2 Bedrooms, a Den, nice sizes large Master Bedroom with huge walk in closest spacious kitchen and washer and dryer hook-up ! These unites look and smells like brand new !

This is a Bank Short Sale and is Subject to the Bank Approval I have good communication with the current mortgage holder and they are waiting on your offer! Asking $79,000 I have successfully closed bank short sales! Now is the time to make you offer!