Cape Coral Short Sale Expert

Naples, Bonita Springs, Lehigh Acres & Fort Myers Florida home owners. Are you thinking about the need to avoid foreclosure? Are you asking yourself these questions?

Do I let my home go back to the bank?

Do I work with the bank on a Deed of Lieu of Foreclosure?

Do I work with an experienced agent that has had success in successfully closing a bank short short sale?

Do I do nothing and just walk a way and hope for the best?

Let me help you with these questions. Lets talk together about all your options. You should get sound advice before you make a decision on your home and your personal future.

Even if you walk away, the bank could still do a judgment against you for the whole amount you owe, would they do this? No one knows for sure, but the current laws make it possible for them to do so.

These homes have been SOLD! Yes I do Close Bank Short Sales! 

 Approved Short Sale         Approved Short Sale           Approved Short Sale          Approved Short Sale

     Bank of America               Wellsfargo                        Chase Bank                   Bank of America

Sold! Sold sold!           Sold, Sold, Sold                 Sold, Sold  Sold ,            Sold, Sold Sold, Sold

You should first try and see what kind of arrangements you can make with your bank or mortgage company in reworking your home loan so you can keep and stay in your home.

If you have no luck coming to an agreement with your bank, then by all means, please give me a call if you have questions regarding the bank short sale process.

I will help you with understanding of the following :

(1) "How  we will Sell Your Home as a Bank Short Sale"

(2) "Working with You and Your lender on their required documents" (Your Not Alone ! ) 

(3) "What happens when we get an offer "

(4) " The Closing and the Release of your mortgage  and a possible"release from any future judgment against you "

(5) " Getting your Credit Score back on track "  

I look forward to talking with you.

Best regards

Joe Kendall Associate Broker with Sandals Realty writes about foreclosure help and documents required for a bank short sale.

I remember back in February of 2010, I received a call from Chase Bank requesting I get a hold of a past client that I had is home for sale in 2009, they wanted me to tell him they will work with him on doing a Bank Short Sale! Yes, many banks prefer to do the Bank short sale verse then foreclosing on your property.

 I get lots of phone calls from people thinking about doing a short sale and asking questions? Like, What is a short sale? Will the bank really work with me? Not to many from Banks saying yes lets get the bank short sale process rolling ! 

I just want to go over what is in a bank package of requirements. I can not speak for every bank and they all are a little bit different , but I would like to give you the most common documents that are request from the home owner by the banks.

 (1)  Hardship letter,  Explanation of the owner hardship requesting for assistance,

 (2) Supporting Documentation, any letter, or form to support a hardship.

 (3) Financial Statement, Form is sent to you from the bank to be signed and dated.

 (4) Federal Income tax returns, Copy of the last two years with W-2"s

 (5) Bank Statements Your last three months bank statements, Paycheck stubs,  copy of your last three  Disability* Unemployment * Retirement copy of any benefits applied for or receiving.

 (6) Listings agreement , copy of signed listing agreement, Purchase Contract Copy of Accepted Offer, Net Sheet ,detailed Hud 1 statement of all lined expenses to closing, Marketing efforts, The bank needs copy's of the marketing done by the listing agent. Current Market Report  complete value comparison done on the the home as it related to the current local market.

 This is the basic information the bank will request from you and your Realtor before they will give any reply on any purchase contract. I have several other forms, local real estate information documentation I use to help my clients as a Seller or a Buyer in getting the banks and mortgage companies to accept my deals.

 I want to say that banks are accepting offers, every deal is different, just like everybody situation is different. But it is sure worth the time to explore your options, instead of just letting your home go under foreclosure and loosing it to the bank and having foreclosure on your credit Report.

 Call or mail me today, Lets talk, If a I can not help you?  I will tell you, you will always get straight talk from me!  

I look forward to working with you !